[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.relinda.cz\/pujcite-si\/#Article","mainEntityOfPage":"https:\/\/www.relinda.cz\/pujcite-si\/","headline":"P\u016fj\u010d\u00edte si?","name":"P\u016fj\u010d\u00edte si?","description":"I kdyby se jeden sna\u017eil sebev\u00edc, nikdy nem\u00e1 stoprocentn\u00ed jistotu, \u017ee vysta\u010d\u00ed s t\u00edm, co m\u00e1, tedy konkr\u00e9tn\u011b s t\u00edm, co si vyd\u011bl\u00e1. N\u011bkdo je zkr\u00e1tka honorovan\u00fd p\u0159\u00edli\u0161 \u0161patn\u011b na to, aby mu to k norm\u00e1ln\u00edmu \u017eivotu sta\u010dilo, jin\u00e9ho p\u0159ekvap\u00ed ne\u010dekan\u00e9 v\u00fddaje, na kter\u00e9 se mu nedost\u00e1v\u00e1 finan\u010dn\u00edch prost\u0159edk\u016f\u2026 P\u0159ihodit se zkr\u00e1tka m\u016f\u017ee cokoliv. A co si po\u010d\u00edt, kdy\u017e n\u011bkdo pot\u0159ebuje pen\u00edze, ale do\u010dasn\u011b je nem\u00e1? Pokud se nelze uskromnit bez ztr\u00e1ty \u017eivotn\u00edch jistot a d\u016fstojnosti, nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e si je n\u011bkde p\u016fj\u010dit. Jen\u017ee kterou z p\u016fj\u010dek si vybrat? Kdy\u017e je na tom \u010dlov\u011bk po ekonomick\u00e9 str\u00e1nce neslavn\u011b, nejednou nem\u00e1 moc na v\u00fdb\u011br a jeho volbou tak jsou nebankovn\u00ed hypot\u00e9ky. To znamen\u00e1 p\u016fj\u010dky, je\u017e jsou jako d\u011blan\u00e9 i pro ty, kdo maj\u00ed natolik v\u00e1\u017en\u00e9 pot\u00ed\u017ee, \u017ee by jim nikdo jin\u00fd ne\u017e pr\u00e1v\u011b nebankovn\u00ed spole\u010dnost nep\u016fj\u010dil. U t\u011bchto hypot\u00e9k se toti\u017e d\u00edky nezbytn\u00e9 z\u00e1stav\u011b nemovitosti coby z\u00e1ruce \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed d\u00e1 leccos odpustit. A pr\u00e1v\u011b proto tu usp\u011bj\u00ed i ti, kdo by nebyli v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b schopni obst\u00e1t p\u0159i \u017e\u00e1d\u00e1n\u00ed o p\u016fj\u010dku v klasick\u00e9 bance. Tady nevad\u00ed ani nep\u0159\u00edli\u0161 vysok\u00e9 p\u0159\u00edjmy, pokud tyto posta\u010duj\u00ed alespo\u0148 pro hrazen\u00ed t\u011bch nejni\u017e\u0161\u00edch nastaviteln\u00fdch spl\u00e1tek, tady nemus\u00ed b\u00fdt na obt\u00ed\u017e ani nejeden m\u00e9n\u011b podstatn\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f, ba ani n\u011bjak\u00e1 dal\u0161\u00ed dosud nesplacen\u00e1 p\u016fj\u010dka, exekuce atd. Sta\u010d\u00ed tu zastavit nemovitost a r\u00e1zem je \u0161ance na z\u00edsk\u00e1n\u00ed p\u016fj\u010dky ve v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent jej\u00ed odhadn\u00ed ceny, a to za vlastn\u011b p\u0159\u00edmo ide\u00e1ln\u00edch podm\u00ednek. Lze tu toti\u017e rozlo\u017eit spl\u00e1cen\u00ed t\u0159eba i na t\u0159i des\u00edtky let, co\u017e znamen\u00e1 mo\u017enost sn\u00ed\u017eit spl\u00e1tky na naprost\u00e9 minimum, lze tu ale spl\u00e1cet i krat\u0161\u00ed dobu nebo v\u0161e vr\u00e1tit p\u0159ed\u010dasn\u011b, zdej\u0161\u00ed \u00faroky nikoho nezruinuj\u00ed. A dokonce se tu ani nehrad\u00ed \u017e\u00e1dn\u00e9 poplatky p\u0159edem, smlouva je jednoduch\u00e1 a bez h\u00e1\u010dk\u016f. A to nejsou ani zdaleka v\u0161echna plus takov\u00e9 hypot\u00e9ky. Je\u017e m\u016f\u017ee b\u00fdt i va\u0161\u00edm pomocn\u00edkem.","datePublished":"2020-07-19","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.relinda.cz\/author\/#Person","name":"","url":"https:\/\/www.relinda.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f08fec9e5d161146672022190172bcb121f980bd7a64f251ea643f4b19d0f071?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f08fec9e5d161146672022190172bcb121f980bd7a64f251ea643f4b19d0f071?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"relinda.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.relinda.cz\/wp-content\/uploads\/art385751_4x3_20260817_133155_a2BLhO.jpg","url":"https:\/\/www.relinda.cz\/wp-content\/uploads\/art385751_4x3_20260817_133155_a2BLhO.jpg","height":0,"width":0},"url":"https:\/\/www.relinda.cz\/pujcite-si\/","about":["Finance"],"wordCount":418,"articleBody":"       I kdyby se jeden sna\u017eil sebev\u00edc, nikdy nem\u00e1 stoprocentn\u00ed jistotu, \u017ee vysta\u010d\u00ed s t\u00edm, co m\u00e1, tedy konkr\u00e9tn\u011b s t\u00edm, co si vyd\u011bl\u00e1. N\u011bkdo je zkr\u00e1tka honorovan\u00fd p\u0159\u00edli\u0161 \u0161patn\u011b na to, aby mu to k norm\u00e1ln\u00edmu \u017eivotu sta\u010dilo, jin\u00e9ho p\u0159ekvap\u00ed ne\u010dekan\u00e9 v\u00fddaje, na kter\u00e9 se mu nedost\u00e1v\u00e1 finan\u010dn\u00edch prost\u0159edk\u016f\u2026 P\u0159ihodit se zkr\u00e1tka m\u016f\u017ee cokoliv. A co si po\u010d\u00edt, kdy\u017e n\u011bkdo pot\u0159ebuje pen\u00edze, ale do\u010dasn\u011b je nem\u00e1? Pokud se nelze uskromnit bez ztr\u00e1ty \u017eivotn\u00edch jistot a d\u016fstojnosti, nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e si je n\u011bkde p\u016fj\u010dit. Jen\u017ee kterou z p\u016fj\u010dek si vybrat? Kdy\u017e je na tom \u010dlov\u011bk po ekonomick\u00e9 str\u00e1nce neslavn\u011b, nejednou nem\u00e1 moc na v\u00fdb\u011br a jeho volbou tak jsou nebankovn\u00ed hypot\u00e9ky. To znamen\u00e1 p\u016fj\u010dky, je\u017e jsou jako d\u011blan\u00e9 i pro ty, kdo maj\u00ed natolik v\u00e1\u017en\u00e9 pot\u00ed\u017ee, \u017ee by jim nikdo jin\u00fd ne\u017e pr\u00e1v\u011b nebankovn\u00ed spole\u010dnost nep\u016fj\u010dil.  U t\u011bchto hypot\u00e9k se toti\u017e d\u00edky nezbytn\u00e9 z\u00e1stav\u011b nemovitosti coby z\u00e1ruce \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed d\u00e1 leccos odpustit. A pr\u00e1v\u011b proto tu usp\u011bj\u00ed i ti, kdo by nebyli v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b schopni obst\u00e1t p\u0159i \u017e\u00e1d\u00e1n\u00ed o p\u016fj\u010dku v klasick\u00e9 bance. Tady nevad\u00ed ani nep\u0159\u00edli\u0161 vysok\u00e9 p\u0159\u00edjmy, pokud tyto posta\u010duj\u00ed alespo\u0148 pro hrazen\u00ed t\u011bch nejni\u017e\u0161\u00edch nastaviteln\u00fdch spl\u00e1tek, tady nemus\u00ed b\u00fdt na obt\u00ed\u017e ani nejeden m\u00e9n\u011b podstatn\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f, ba ani n\u011bjak\u00e1 dal\u0161\u00ed dosud nesplacen\u00e1 p\u016fj\u010dka, exekuce atd. Sta\u010d\u00ed tu zastavit nemovitost a r\u00e1zem je \u0161ance na z\u00edsk\u00e1n\u00ed p\u016fj\u010dky ve v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent jej\u00ed odhadn\u00ed ceny, a to za vlastn\u011b p\u0159\u00edmo ide\u00e1ln\u00edch podm\u00ednek. Lze tu toti\u017e rozlo\u017eit spl\u00e1cen\u00ed t\u0159eba i na t\u0159i des\u00edtky let, co\u017e znamen\u00e1 mo\u017enost sn\u00ed\u017eit spl\u00e1tky na naprost\u00e9 minimum, lze tu ale spl\u00e1cet i krat\u0161\u00ed dobu nebo v\u0161e vr\u00e1tit p\u0159ed\u010dasn\u011b, zdej\u0161\u00ed \u00faroky nikoho nezruinuj\u00ed. A dokonce se tu ani nehrad\u00ed \u017e\u00e1dn\u00e9 poplatky p\u0159edem, smlouva je jednoduch\u00e1 a bez h\u00e1\u010dk\u016f. A to nejsou ani zdaleka v\u0161echna plus takov\u00e9 hypot\u00e9ky. Je\u017e m\u016f\u017ee b\u00fdt i va\u0161\u00edm pomocn\u00edkem.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010d\u00edte si?","item":"https:\/\/www.relinda.cz\/pujcite-si\/#breadcrumbitem"}]}]